![]() ![]() ![]() Rocket Mortgage does not typically charge any fees for deleting your account. Your mortgage terms and repayment obligations remain the same unless you refinance or make other changes with another lender.Īre there any fees for deleting my Rocket Mortgage account? It only terminates your online account with Rocket Mortgage. What happens to my mortgage if I delete my Rocket Mortgage account?ĭeleting your Rocket Mortgage account does not automatically affect your mortgage itself. However, closing a mortgage account may indirectly affect factors that contribute to your credit score, such as credit mix and average account age. Will deleting my Rocket Mortgage account affect my credit score?ĭeleting your Rocket Mortgage account will not directly impact your credit score. The deletion is permanent, and you will need to explore other mortgage options if needed. No, once you delete your Rocket Mortgage account, it cannot be reactivated. Frequently Asked Questions (FAQs)Ĭan I reactivate my deleted Rocket Mortgage account? Ensure that deleting your Rocket Mortgage account aligns with your overall financial strategy. Research other lenders, compare interest rates, and evaluate any associated costs or benefits.įuture financial planning: Consider your long-term financial goals and plans. However, it’s important to note that closing a mortgage account may affect your credit mix and average account age, which can have an indirect impact on your credit score.Īlternative options: Explore alternative mortgage options before deleting your Rocket Mortgage account. Impact on credit score: Deleting your Rocket Mortgage account will not directly impact your credit score. Considerations before deleting your Rocket Mortgage accountīefore finalizing your decision to delete your Rocket Mortgage account, it’s essential to consider the following factors: You may receive a confirmation email or notification when the deletion is complete. Provide any additional information or documents requested by the customer support representative.Ĭonfirm account deletion: After submitting your request, Rocket Mortgage will review it and process the account deletion. Request account deletion: Once your identity is verified, submit a formal request to delete your Rocket Mortgage account. This is to ensure that the request is genuine and not a result of unauthorized access. Verify your identity: To proceed with the account deletion process, Rocket Mortgage will likely require you to verify your identity.
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